Góral pointed to the ever so tight co-operation between the banking sector and public administration. The ‘Family 500+’ Program played a crucial role in kick-starting it. Piotr Alicki – President of the Board of the National Clearing House – shared this opinion and further emphasized that the smooth implementation of the ‘Family 500+’ Program was in no small part possible thanks to the cooperation with companies such as Asseco.Adam Góral also touched on the topic of fintechs, stating that banks have a significant advantage over them as institutions enjoying public trust.