Matrix42 AG to spółka należąca dotąd do Asseco Western Europe, działająca przede wszystkim na terenie Niemiec, Austrii, Szwajcarii (DACH) oraz Australii, która oferuje aplikacje do zarządzania cyklem życia produktów oraz oprogramowanie wspomagające zarządzanie zasobami IT (IT SM). Jej produkty są skierowane do średnich przedsiębiorstw. Matrix42 jest liderem w tej klasie oprogramowania na rynku niemieckim. Dotychczasowi menedżerowie spółki zwrócili się do Asseco z propozycją wykupu menedżerskiego – Asseco posiada 97,2% akcji Matrix42.

Biorąc pod uwagę naszą strategię oraz plany rozwoju na rynkach wschodzących, wyraziliśmy przychylność dla idei wykupu akcji spółki Matrix42 przez jej menedżerów oraz wsparliśmy ich w tym procesie – powiedział Jacek Duch, Przewodniczący Rady Nadzorczej Asseco Poland. Matrix42 będzie nadal w bardzo dobrych rękach i będzie zarządzany przez doświadczonych menedżerów, którzy bardzo dobrze znają tę spółkę oraz mają wizję tego, jak ją dalej rozwijać – dodał.

Od 2008 roku, gdy Matrix42 stał się częścią Grupy Asseco, konsekwentnie rozwijaliśmy swoją działalność. Czuliśmy się bardzo komfortowo, będąc członkiem Grupy Asseco, a nasza współpraca była oparta na dużym zaufaniu. Matrix42 znalazł w EMERAM partnera, który przyczyni się do dalszego rozwoju firmy na kluczowych dla niej rynkach, jak również do jej międzynarodowej ekspansji. Dzięki temu, że w trakcie realizacji procesu sprzedaży spółki, wybraliśmy EMERAM, osiągniemy jeszcze większe sukcesy w przyszłości. EMERAM, posiadając międzynarodową sieć współpracowników oraz wiedzę branżową, pomoże Matrix42 uwolnić dotychczas niewykorzystywany potencjał – powiedział Jochen Jaser, Prezes Matrix42.

Matrix42 działa na dynamicznym i ciekawym rynku, dostarczając przyszłościowe rozwiązania klasy Workplace Management. Innowacyjne usługi, oferowane przez firmę, zapewniają jej szerokie możliwości ekspansji. Będąc partnerem Matrix42, zamierzamy wspierać jej Zarząd w realizacji powyższych zadań i kontynuacji rozwoju firmy – powiedział Kai Köppen, Współzałożyciel EMERAM Capital Partners.

Sprzedaż Matrix42 będzie kolejnym krokiem w reorganizacji struktury Grupy Asseco. W 2014 roku sprzedano udziały w słowackiej firmie telekomunikacyjnej Slovanet. Ponadto w lipcu br. Grupie Sapiens sprzedano, działającą na rynku polskim, spółkę ubezpieczeniową Insseco. Również w tym roku, na bazie kompetencji sześciu polskich firm z Grupy, powołano jedną dużą spółkę – Asseco Data Systems. W ostatnim czasie Asseco przeprowadzało też nowe akwizycje, mające na celu rozwój kompetencji i nowych rynków – we wrześniu podpisało umowę nabycia za 21,5 mln euro, pakietu większościowego akcji w portugalskiej spółce informatycznej Exictos, która obsługuje klientów m.in. z sektora bankowego i koncentruje swoją działalność na rynkach afrykańskich. W tym samym miesiącu Asseco podpisało także z głównymi akcjonariuszami polskiej spółki Infovide-Matrix porozumienie dotyczące nabycia większościowego pakietu akcji oraz ogłosiło wezwanie na wszystkie akcje.

Asseco has become one of the contractors that will take part in separate tendering procedures to be  announced by ARMA for modification of its information systems. Each order will include the preparation of an analytical description and a technical design of required modifications. Subsequently, the chosen  company will be responsible for the development and implementation of the whole application. The framework agreement has been concluded for a period of 4 years.

“Over the next five years, information systems to be developed under this framework agreement will be used to handle the payment of more than 27 billion euros in subsidies,” said Witold Malina, Director of the Agriculture Division at Asseco Poland. “This is an immensely complex solution that will require continuous development and implementation of advanced applications by top-class specialists,” he added. ARMA is the largest paying agency in the European Union. It serves the biggest number of beneficiaries, many of whom run small-sized farms. The Agency’s electronic database includes records of more than 33 million plots of land. For the majority of them, area payments are calculated and paid out on an annual basis. Hence, the Agency needs to own and operate a number of IT systems. The concluded framework agreement will enable the Agency to promptly adjust its activities to the changing regulatory environment. It will also allow for the implementation of intersystem modifications, contributing to stronger integration and more effective exchange of information between these systems.

Asseco has been already engaged in cooperation with the Agency, including the maintenance and development of its strategically important Agency Information System (AIS). Moreover, the company has implemented eApplication which is a comprehensive online service for handling of farmers’ area payment applications. It is one of the largest solutions in the Polish market that utilize spatial data.Apart from Asseco, ARMA has signed framework agreements also with HP Poland and Comarch.

Asseco CBP is a unique solution that combines the functionality of online and mobile banking to provide bank clients with access to business products and services. It is based on an innovative ecosystem of mini-applications. Bank clients may log in to the banking platform through a web browser and then use a number of available mini applications, including Payments, Cash deposits, Cards, and Loans.

“The implemented solution will bring multiple business benefits to Deutsche Bank by giving it a great deal of flexibility in the development of services offered over a remote access platform,” said Sławomir Ziajka, Director of the Commercial Banks Division at Asseco Poland S.A. “This way the bank’s clients will gain access to services tailored to their specific needs. Moreover, the bank will be able to group the mini-applications into special packages to be provided to different groups of clients,” he added.

Asseco’s task within this project was to supply, install and configure the system, as well as to train the bank’s employees. In addition, the company supported the software parameterization and provided assistance during the system testing and operational launch. Implementation of the project took about 6 months.

“Our clients can no longer be perceived as traditional customers of a bank branch, and instead they tend to become bank users,” commented Leszek Niemycki, Vice President of Deutsche Bank Poland. “They want to be able to use banking services at any place and time. Today, our clients focus primarily on the usability, intuitive operation and security of banking platforms. Furthermore, they demand a personalized offering. Therefore, we need not only to offer attractive financial products and services, but also to provide them in a modern environment,” he added.

Asseco CBP has been designed in total compliance with the RWD (Responsive Web Design) paradigm. Owing to that, the same software can be used on a variety of devices, including smartphones, tablets and desktop PCs. The system will automatically adapt its appearance and functionality to the device which is currently used by a client. In addition, open architecture of the solution enables the development of an unlimited number of mini applications with any scale of complexity and by various software providers, adding a lot of flexibility to Deutsche Bank operations. The Bank is also able to upload any additional components independently, gaining the possibility to provide new mini-applications to its customers quickly and efficiently.

“By creating this system we wanted to give banks the opportunity to promptly respond to the needs of their customers, which is very important in such a competitive market as the banking sector,” said Sławomir Ziajka. “The system allows for fast preparation and launch (time-to-market) of new banking services,  simply by adding additional mini-applications to offer new functionalities or upgrade the existing ones,” he added.

The implementation of Asseco CPB at Deutsche Bank constitutes an element of its omnichannel strategy. It is intended to integrate all new and traditional channels of communication with the bank into a single coherent environment. This means a client can get access to the same products and services of the bank, regardless of the channel of communication he or she chooses to use. Be it a smartphone, a personal computer, or a consultant at the bank’s call-center or traditional branch, the availability of products is nearly identical.

The banking platform engineered by Asseco provides a variety of other functionalities that can be  implemented by the bank in an effort to expand its business offering. One of them is the boutique of  mini-applications which may be downloaded by clients, similarly as from the Apple Store or Google Play. Each client can select just these mini applications that best match his or her individual needs, and thereby create a fully personalized banking platform.The project of implementing Asseco CPB at Deutsche Bank Poland was presented during the Asseco Banking Forum that was held in Warsaw on 7 October. The event gathered numerous representatives from the sector of commercial and cooperative banks, as well as from the IT industry. Among the speakers were Adam Góral, President of Asseco Poland S.A., Artur Klimczak, Vice President of Getin Noble Bank S.A., Leszek Niemycki, Vice President of Deutsche Bank Poland S.A., Jacek Obłękowski, Vice President of PKO Bank Polski S.A., and Zbigniew Pomianek, Vice President of Asseco Poland S.A., all of whom took part in the discussion panel entitled “Customers turn into bank users”. During the forum, we also presented Asseco OBS (Omnichannel Banking Solution), a software package that comprises both Asseco CBP and Asseco UFE (Universal Front End), which provides a universal and consistent interface for bank consultants, integrating in one place all the required functionalities of various IT systems.

EXZAC is in the field of risk management for financial institutions that deal with commerce and it specializes in the area of enterprise fraud management.

Matrix, the leading IT services company in Israel, had announced today that it is acquiring 60% of the EXZAC Company for $6.75 million. The purchase also determined mechanisms for additional revenue based on the company’s performance in the future, which won’t extend over $2.5 million. In addition, the company and sellers have mutual options to sell the remaining stocks of the sellers in the acquired company to Matrix.
EXZAC is an American company that is a leader in risk management for financial institutions that deal with commerce, and it provides application services in three main operation lines: fraud management and prevention, anti money laundering and solutions for withstanding the regulatory demands in these areas. Among its customers are major financial groups all over the world, including: Deutsche Bank, City Bank, CFTC (US Commodity Futures Trading Commission), HSBC, Wells Fargo, Bank of Tokyo, Barclays Capital and many more.

EXZAC was established by two Israeli partners: Guy Avtalion, who was the former chief architect and director of the Compliance product line at Actimize and Alon Even-Chen, who was one of the first employees of Actimize, where he was the chief project manager of application who faced key customers.
EXZAC is growing at a rapid pace and had recently opened offices in Hong Kong for the Asian-Pacific market (APAC). The company now employs 80 workers, most of whom are content specialists and technological experts. Among its employees are many Israelis who are carefully selected from prestigious military projects. The company applies and assimilates a variety of leading software products, while maintaining a neutral approach and selection of solutions that are best suited to the customer’s needs.

Moti Guttman, Matrix CEO: “The acquisition of EXZAC is a pivotal point for Matrix. We have determined to be exposed to the American market through the purchase of a successful, self-made company that matches the same content worlds in which Matrix specializes. EXZAC fits this definition completely. Guy and Alon, the founders of the company and its managers in the years to come, have been smart in creating a unique value and presenting an impressive growth with the leading banks in America and worldwide, in areas of expertise that are both desired and critical to their activity – regulatory compatibility, fraud prevention and anti money laundering. The impressive customer base, the company’s reputation, the managers’ reputation and the nature of its relationship with its customers bring Matrix a plethora of opportunities for future expansion with these customers in Matrix’s areas of expertise and varied offerings that appeal to enterprise organizations and especially to those in the financial sector.”
Guy Avtalion, EXZAC Co-CEO: the fraud management area of operation is considered a “hot” area and is characterized by a rapid growth rate in the USA, in Israel and worldwide. This is due in part to the multiple regulations in the area, in its complexity and constant changes. For these reasons, and based on the meticulous selection of employees and uncompromising professionalism, EXZAC has been constantly growing and expanding since its establishment. We are happy and proud to join the Matrix family. We have found in Matrix a variety of high-quality skills and specialties that suggest a synergy between the two companies and are relevant to the further expansion of EXZAC.”

Matrix, which employs 5100 IT professionals, is the leading IT company in the Israeli market. Matrix deals with performing the biggest integration projects, technologies development and implementation, software testing, software solutions and products, consultation services, offshore, outsourcing, training and assimilation, representing and distribution worldwide leading software products, leading hardware solutions and IT infrastructures. Among its customers are hundreds of leading Israeli groups and companies from the areas of industry, commerce, banking and finances, telecom, security, health and the public-government sector. Matrix is traded at the Tel Aviv stock exchange in the Tel Aviv 100 index. The Matrix 2010 turnover was 1.53 billion NIS, and the net profit was 88.6 million NIS. Over 20 investment houses and banks chose the Matrix stock among the 5 recommended stocks of 2010. Matrix is also traded in the Tel Div index, which includes large companies that distribute dividends. The research companies rate Matrix in first place in the IT services field in Israel. STKI has been rating Matrix in first place for the past six years in a row and IDC has been rating Matrix in first place for the past four years in a row. 

Asseco’s software solutions for the banking sector have been successfully certified to support KIR-SRPN instant payments. The National Clearing House (KIR) has certified the def3000/CL – Clearing solution as satisfying the requirements of the Express ELIXIR program.The instant payment service (KIR-SRPN) is a completely new clearing system used in Poland. It ensures the settlement of payments between a sender and a recipient in a matter of a few tens of seconds. Thanks to the obtaining of KIR’s certification, banking institutions that use the software solutions provided by Asseco Poland can now offer instant payment services to their customers.“The National Clearing House certification process has been successfully completed by just a few companies in Poland. Unlike other providers, Asseco submitted for testing also the transaction systems it offers. We can guarantee rapid implementation and reliable services to all the banks that choose to deploy def3000/CL – Clearing,” says Sławomir Ziajka, Vice Director of the Commercial Banks Division and Director of the Product Development Department at Asseco Poland S.A.In the certification process, Asseco’s software successfully passed all the testing scenarios prepared by the National Clearing House. The tests were carried out in the testing environment of KIR S.A. which was connected online with the analyzed software of Asseco. The certification process involved technical parameterization (WebSphere and WebLogic) as well as parameterization of the def3000/CL, def3000/CB and def3000/TR systems according to the requirements of KIR S.A.The def3000/CL – Clearing system was tested not only for its ability to support instant payments, but also in terms of handling such payments by the related transaction systems: def3000/CB – Core Banking and def3000/TR – Treasury (settlements including transaction processing).The def3000/CL – Clearing is a Payment Hub class system dedicated to support various types of settlements (SWIFT, SEPA, Target2, Sorbnet 2, and KIR-SRPN). It is built on a three-tier architecture, runs on the Oracle database, utilizes the presentation layer as well as the application layer (JEE technology – WebSphere and WebLogic application servers).

Na spotkaniu obecnych było ponad 120 uczestników, a wśród nich przedstawiciele, m.in. największych banków w Polsce, w tym Narodowego Banku Polskiego, PKO BP, PKO SA oraz ING Banku Śląskiego. Jednym z zagadnień poruszonych na spotkaniu była automatyzacja procesów zarządzania gotówką, na temat którego swoją prezentację wygłosił Maciej Przybyła, Z-ca Dyrektora Pionu Business Intelligence.Statystyki przedstawione przez NBP wskazują, że w obiegu znajduje się coraz więcej gotówki. Dla banków istotna staje się więc automatyzacja procesów i optymalizacja kosztów zarządzania gotówką Podczas spotkania prelegenci przedstawili perspektywy rozwoju rynku obrotu gotówki w Polsce, jak również wyzwania przed jakimi stoją podmioty, zajmując się obrotem gotówki. Uczestnicy dyskutowali także, jak wykorzystać zagraniczne praktyki, w celu optymalizacji procesów. Asseco na swoim stoisku zaprezentowało również zaawansowane technologicznie rozwiązanie do zarządzania obrotem gotówki – Asseco ACM (Asseco Advanced Cash Management).